Median Household Income
$83,856
National average: $83,894
At national average
Whether you're leaving Chicago for warmer weather, relocating from the suburbs for a new job, or heading out of state for a lower cost of living — planning a long-distance move from Illinois starts with understanding costs, timing, and which movers serve your route. Below you'll find real data on what Illinois residents pay, where they're moving, and how to compare screened movers for free.
17,933,757
Population
$83,856
Median Income
$300,151
Median Home
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17,933,757
Population
$83,856
Median Income
$300,151
Median Home Value
29.4 minutes
Commute Time
40.1%
College Educated
14.1%
Poverty Rate
Overview
Illinois has experienced steady population decline since 2014, losing residents every year for nearly a decade. The reasons are consistent: high property taxes, rising cost of living in the Chicago metro, and economic opportunity pulling people toward faster-growing states in the South and West. For many families, the math simply stops working — Illinois property taxes average over 2% of assessed home value, among the highest in the country, and Cook County regularly exceeds 2.5%.
But taxes are only part of the picture. The state's economy, while diversified, has been slower to recover from recent downturns than competitor states like Texas, Florida, and Tennessee. Major employers in manufacturing, agriculture, and financial services remain strong, but job growth has lagged the national average. Young professionals increasingly look to cities like Austin, Nashville, and Denver where the combination of job growth, lower taxes, and lifestyle appeals outweigh Chicago's cultural advantages.
That said, Illinois remains one of the most economically productive states in the country. Chicago is a global city with world-class infrastructure, healthcare, universities, and cultural institutions. The state's central location makes it a logistics hub — O'Hare is one of the busiest airports in the world, and the interstate highway system connects Illinois to every major market in the Midwest. For people leaving, the question is rarely whether Illinois is a good state — it's whether the financial trade-offs still make sense for their situation.
The most common pattern is families in the 30–50 age range moving to states with lower housing costs and no state income tax. Retirees on fixed incomes are especially sensitive to property tax burden. And remote workers who no longer need to commute to a Chicago office are discovering they can keep their Illinois salary while living in a state where their money goes further.
Cost of Living
Key financial metrics for Illinois residents versus the national average.
Median Household Income
$83,856
National average: $83,894
At national average
Median Home Value
$300,151
National average: $447,430
33% below national average
Rent Burden
31.2%
National average: 33%
5% below national average
Median Age
37.5
National average: 37.6
At national average
Commute Time
29.4 minutes
National average: 26.4 minutes
11% above national average
College Educated
40.1%
National average: 38.3%
5% above national average
Illinois sits slightly above the national average on most financial metrics, but the numbers vary dramatically depending on where you live. Chicago and its collar counties (DuPage, Lake, Will, Kane) drive the averages up — median home values in Naperville exceed $450,000, while downstate cities like Springfield and Peoria offer homes closer to $130,000–$160,000. The same split applies to income: Chicago-area households earn significantly more than the state median, but they also pay more for housing, transportation, and childcare. When comparing Illinois to potential destination states, the most meaningful exercise is matching your specific city's numbers against the city you're considering — not just state-level averages. A move from Naperville to suburban Indianapolis produces very different savings than a move from Springfield to Nashville.
Largest Cities
Key stats for the largest metro areas in Illinois. These are the cities most movers service on routes out of the state.
| City | Population | Median Income | Home Value |
|---|---|---|---|
| Chicago | 8,609,571 | $77,902 | $333,383 |
| Rockford | 271,411 | $54,752 | $129,395 |
| Round Lake Beach | 264,501 | $86,059 | $196,470 |
| Peoria | 255,063 | $59,410 | $154,238 |
| Aurora | 179,898 | $93,633 | $273,090 |
| Springfield | 157,178 | $66,064 | $162,054 |
| Champaign | 153,687 | $56,118 | $210,927 |
| Naperville | 150,692 | $155,105 | $539,865 |
| Joliet | 150,445 | $92,201 | $264,283 |
| Bloomington | 135,296 | $77,384 | $200,747 |
| Elgin | 114,934 | $90,282 | $273,238 |
| Waukegan | 89,076 | $71,919 | $190,720 |
| Cicero | 82,797 | $70,842 | $250,345 |
| Alton | 80,162 | $54,568 | $103,025 |
| Decatur | 80,124 | $51,592 | $101,298 |
City Profiles
What movers and residents should know about the largest metro areas in Illinois.
As the third-largest city in the United States, Chicago is where most Illinois movers originate. The city's dense urban layout creates unique moving logistics — high-rise buildings in the Loop, River North, and Lincoln Park require elevator reservations, loading dock scheduling, and often a Certificate of Insurance from your moving company. Parking permits for the moving truck must be arranged through CDOT. Despite the complexity, Chicago has the most competitive mover pricing in the state due to high demand and a large number of licensed carriers operating routes out of the city.
Read full Chicago guide →Aurora is the second-largest city in Illinois and sits in the western suburbs about 40 miles from downtown Chicago. Many Aurora residents work in the Chicago metro but increasingly find remote work options that eliminate the commute. Moving from Aurora is logistically simpler than Chicago — most homes are single-family with driveway access — but movers still need to navigate suburban traffic and HOA move-in restrictions. Routes from Aurora to Indianapolis, Milwaukee, and other Midwest destinations are among the shortest and most affordable long-distance moves from Illinois.
Naperville consistently ranks among the best places to live in the United States, with top-rated schools, high household incomes, and low crime. But that quality of life comes at a premium — median home values here are among the highest in Illinois, and property taxes on a typical home can exceed $10,000 per year. Many Naperville families relocating out of state cite property taxes as the primary motivator. Popular destinations include the suburbs of Nashville, Raleigh, and Tampa where similar school quality costs significantly less in housing and taxes.
As the state capital, Springfield's economy is anchored by state government, healthcare, and education. The cost of living here is well below the Chicago metro — median home values are roughly one-third of Naperville's — which means residents moving out of state are usually motivated by career opportunities or retirement rather than cost pressure. Springfield's central location makes it a manageable drive to St. Louis, Indianapolis, and other Midwest cities, keeping moving costs on the lower end for interstate relocations.
Peoria is a mid-sized city in central Illinois historically anchored by Caterpillar and the healthcare industry. The phrase 'Will it play in Peoria?' speaks to its reputation as a bellwether for Middle America. Moving costs from Peoria are generally lower than from the Chicago area due to simpler logistics and shorter distances to common Midwest destinations. Residents moving from Peoria tend to relocate to similar mid-sized cities in neighboring states — particularly in Indiana, Missouri, and Iowa — where cost of living is comparable but job markets may be stronger.
Read full Peoria guide →Planning Your Move
Moving out of Illinois typically costs $2,000–$6,500 for a 2-bedroom household, depending on distance. Moves to neighboring states like Indiana or Wisconsin tend to run $1,500–$3,000, while cross-country moves to California or Florida range from $4,000–$8,000. Summer moves (June–August) cost 20–30% more than winter moves. Getting 3–5 quotes is the best way to find your actual number.
Illinois winters make moving between November and March more difficult — snow, ice, and shorter daylight hours slow everything down. But winter moves are significantly cheaper and movers have more availability. If you can be flexible, September and October offer the best balance: mild weather, lower rates, and easier scheduling. Avoid the last weekend of the month when demand spikes.
Illinois has some of the highest property taxes in the country — averaging over 2% of assessed home value. If you're moving to a lower-tax state, that savings can offset your moving costs within a year. The state's flat 4.95% income tax is moderate, but Chicago-area residents also face high sales taxes (up to 10.25%). Factor these differences into your relocation budget.
If you're moving from Chicago, movers will need to know about building access — elevator reservations, loading dock availability, and parking permits for the moving truck. High-rise moves in the Loop or River North often require COI (Certificate of Insurance) from your mover. Suburban and downstate moves are simpler logistically but may involve longer driveway carries. Be specific about access details when requesting quotes.
The more you move, the more it costs — movers charge by weight and volume for long-distance moves. Illinois residents with basements and garages tend to accumulate more than they realize. Start decluttering at least six weeks before your move date. Sell or donate furniture that won't fit your new space, and be ruthless with seasonal items you haven't used in two years. Reducing your shipment by even 1,000 pounds can save $300–$500 on a cross-country move.
Before leaving Illinois, schedule disconnects for ComEd (electric), Peoples Gas or Nicor Gas, and your water utility. File a change of address with USPS at least two weeks before moving day — this forwards first-class mail for 12 months. Update your address with the Illinois Secretary of State, your bank, insurance providers, and any subscription services. If you're leaving Chicago, cancel your city sticker and zone parking permit to avoid renewal charges. Keep a checklist to avoid missed accounts.
Timeline
8 Weeks Before
Start collecting quotes from licensed interstate movers that service your route. Request in-home or virtual estimates for accuracy. Verify USDOT numbers and check FMCSA complaint history for each company.
6 Weeks Before
Go room by room and decide what to keep, sell, donate, or discard. Create a detailed inventory for your mover and for insurance purposes. Pay special attention to basements and storage areas.
4 Weeks Before
Lock in your preferred moving company and sign the contract. Request a written binding estimate. If moving from Chicago, reserve elevator time and apply for a CDOT parking permit for the moving truck.
3 Weeks Before
Begin with seasonal items, books, decor, and anything you won't need before moving day. Label every box with contents and destination room. Consider purchasing moving insurance for high-value items.
2 Weeks Before
Schedule utility disconnects at your Illinois address and connections at your destination. File a USPS change of address. Notify your bank, insurance providers, employer, and the Illinois Secretary of State.
1 Week Before
Call to reconfirm the pickup window, review your inventory list, and clarify any access instructions. Pack an essentials box with documents, medications, chargers, and a change of clothes for the first night.
Moving Day
Be present when movers load the truck. Note the condition of furniture and boxes on the inventory sheet before signing. Take photos of valuable items. Confirm the delivery address and your contact number with the crew.
First Week After
Register your vehicle and update your driver's license in your new state within the required timeframe — most states require this within 30 to 90 days. Transfer your car insurance policy. Unpack systematically starting with the kitchen and bedrooms.
Demographics
Illinois's demographic profile reflects a state with deep economic contrasts. Nearly 24% of households earn over $150,000 per year — driven largely by the Chicago metro's financial services, technology, and healthcare sectors — while 16% earn under $25,000. This income disparity is sharper than the national average and mirrors the geographic divide between the six-county Chicago region and the rest of the state. The age distribution shows a balanced population with a slight lean toward younger residents — the median age of 37.5 is just below the national average — though the 60+ cohort at 21% signals a growing retiree population. Education levels are a state strength: over 40% of Illinois adults hold a bachelor's degree or higher, compared to roughly 33% nationally, reflecting the concentration of major universities and knowledge-economy employers. These demographics matter for movers because they shape where demand comes from — high-income suburban families leaving for tax relief, young professionals chasing opportunity, and retirees seeking lower-cost states with warmer climates.
State Comparisons
Side-by-side data for the states most Illinois residents move to.
| Metric | Illinois | Indiana |
|---|---|---|
| Median Income | $83,856 | $68,083 |
| Median Home Value | $300,151 | $209,543 |
| Median Age | 37.5 | 36.2 |
| Commute Time | 29.4 minutes | 23.1 minutes |
| College Educated | 40.1% | 30.8% |
| Poverty Rate | 14.1% | 15.4% |
Indiana is the most common destination for Illinois residents, and for good reason — it's close, affordable, and increasingly competitive on jobs. The biggest draw is housing: Indiana's median home value is roughly half of Illinois's, and property taxes are significantly lower. Many families moving from the Chicago suburbs to cities like Indianapolis, Carmel, or Fishers find they can buy a larger home for less money while keeping similar school quality. The trade-off is a smaller job market and fewer cultural amenities, though Indianapolis has been closing that gap.
| Metric | Illinois | Texas |
|---|---|---|
| Median Income | $83,856 | $76,235 |
| Median Home Value | $300,151 | $304,205 |
| Median Age | 37.5 | 34.7 |
| Commute Time | 29.4 minutes | 25.4 minutes |
| College Educated | 40.1% | 35.6% |
| Poverty Rate | 14.1% | 15.8% |
Texas attracts Illinois residents with its combination of no state income tax, strong job growth, and lower housing costs in most metros. Cities like Austin, Dallas–Fort Worth, San Antonio, and Houston each offer different lifestyle profiles. The savings on income tax alone can amount to thousands of dollars per year for higher earners. However, Texas property taxes are comparable to Illinois in many counties, and the cost of living in Austin has risen sharply. Air conditioning costs in summer can also offset some savings. The biggest adjustment for most Illinois transplants is the heat and the distance from Midwest family.
| Metric | Illinois | Florida |
|---|---|---|
| Median Income | $83,856 | $73,239 |
| Median Home Value | $300,151 | $406,275 |
| Median Age | 37.5 | 41 |
| Commute Time | 29.4 minutes | 27.2 minutes |
| College Educated | 40.1% | 36.1% |
| Poverty Rate | 14.1% | 14.7% |
Florida's combination of no state income tax, warm weather year-round, and relatively affordable housing makes it a perennial favorite for Illinois residents — especially retirees and remote workers. The Tampa Bay area, Orlando, and Jacksonville are the most popular landing spots. Home values in Florida are lower than the Chicago metro average, though prices in South Florida and coastal areas have risen significantly. The trade-off includes hurricane risk, higher homeowners insurance, and summer heat that rivals what Illinois winters feel like in reverse. Snowbirds often test the waters with a rental before committing to a permanent move.
| Metric | Illinois | Wisconsin |
|---|---|---|
| Median Income | $83,856 | $73,597 |
| Median Home Value | $300,151 | $251,639 |
| Median Age | 37.5 | 37.2 |
| Commute Time | 29.4 minutes | 21.2 minutes |
| College Educated | 40.1% | 34.6% |
| Poverty Rate | 14.1% | 13.6% |
Wisconsin is the closest and most familiar option for northern Illinois residents. Many people from the Chicago suburbs already have ties to Wisconsin through vacation homes, family, or college. Milwaukee, Madison, and the Lake Geneva area are the most common destinations. Wisconsin's property taxes are lower than Illinois — though still above the national average — and the overall cost of living is more moderate. The cultural transition is minimal, and the drive back to Chicago is under two hours from most Wisconsin cities. The main trade-off is a smaller job market outside of Milwaukee and Madison.
| Metric | Illinois | Tennessee |
|---|---|---|
| Median Income | $83,856 | $69,223 |
| Median Home Value | $300,151 | $301,130 |
| Median Age | 37.5 | 36.3 |
| Commute Time | 29.4 minutes | 23.4 minutes |
| College Educated | 40.1% | 35.1% |
| Poverty Rate | 14.1% | 16.3% |
Tennessee has emerged as one of the fastest-growing destinations for Illinois residents, driven by Nashville's booming economy and the state's lack of income tax on wages. The cost of living in Nashville and its suburbs remains below Chicago levels despite rapid growth, and cities like Knoxville, Chattanooga, and Memphis offer even more affordable options. Tennessee's warmer climate appeals to those tired of Illinois winters, and the state's central location keeps it within a day's drive of the Midwest. Housing is the biggest advantage — median home values in Tennessee are substantially lower than Illinois, even in the Nashville metro.
Common Routes
The most popular destinations for residents leaving Illinois, based on migration patterns.
Indiana
Popular cities: Indianapolis, Fort Wayne, South Bend, Evansville
Texas
Popular cities: Houston, Dallas, San Antonio, Austin
Florida
Popular cities: Miami, Tampa, Orlando, Jacksonville
Wisconsin
Popular cities: Milwaukee, Madison, Appleton, Green Bay
Tennessee
Popular cities: Nashville, Memphis, Knoxville, Chattanooga
FAQ
It depends on distance, home size, and timing. A local move within the Midwest (to Indiana, Wisconsin, or Iowa) typically runs $1,500–$3,500 for a 2-bedroom. Cross-country moves to states like Florida or Texas range from $3,500–$7,500. The best way to get an accurate estimate is to compare 3–5 quotes for your specific route.
The most common destinations for Illinois residents are Indiana, Texas, Florida, Wisconsin, and Tennessee. Many are drawn by lower taxes, warmer weather, or lower housing costs. Indiana and Wisconsin are popular for people staying close to family, while Florida and Texas attract those looking for a bigger lifestyle change.
Winter months (December through February) offer the lowest rates, though weather can complicate the move. For the best combination of price and conditions, consider late September through early November. Avoid summer weekends and end-of-month dates when demand and prices peak.
Yes, in most Chicago neighborhoods you'll need to reserve a loading zone through the city's CDOT (Chicago Department of Transportation). Permits typically cost around $55 and should be requested at least 5 business days in advance. Your moving company can often help coordinate this.
Start by comparing at least 3 quotes from licensed interstate movers. Verify each company's USDOT number, check for active insurance, and review complaint history through FMCSA. MoveFinch screens movers before matching, so you can request quotes from pre-vetted companies that serve your route.
For moves under 500 miles (like Illinois to Indiana or Wisconsin), renting a truck can save money — especially for smaller homes. For moves over 1,000 miles, full-service movers are usually worth the cost when you factor in fuel, hotels, time off work, and the physical toll. Compare both options to see what makes sense for your situation.
Illinois charges a flat 4.95% state income tax and has some of the highest property taxes in the country (averaging over 2% of assessed value). Florida, Texas, and Tennessee have no state income tax on wages. Indiana has a lower flat income tax rate around 3.05%. However, states without income tax sometimes offset revenue through higher sales taxes or property taxes. Compare the full tax picture — income, property, and sales — for your specific situation before deciding.
A move to a neighboring state like Indiana or Wisconsin typically takes 1–3 days from pickup to delivery. Moves to the Southeast (Florida, Tennessee) usually take 3–5 days. Cross-country moves to California or the Pacific Northwest can take 7–14 days depending on the carrier's route and schedule. Ask your mover for a delivery window and get it in writing as part of your contract.
Yes. Most states require new residents to obtain a local driver's license within 30 to 90 days of establishing residency. You'll typically need your Illinois license, proof of your new address (lease or utility bill), proof of identity (passport or birth certificate), and your Social Security card. Your Illinois license will be surrendered or invalidated once the new state issues yours. Check your destination state's DMV website for exact requirements and fees.
A good moving contract should include a binding or not-to-exceed estimate, a detailed inventory list, pickup and delivery windows, the total price with no hidden fees, and the mover's liability coverage options. Make sure the contract specifies whether the estimate is based on weight or volume, and clarify what happens if delivery is delayed. Never sign a blank or incomplete contract, and keep a copy of everything including the bill of lading.
For many residents, the decision to leave Illinois comes down to a straightforward financial calculation. When property taxes consume a growing share of household income, when housing costs in the suburbs make it difficult to build equity, and when neighboring states offer comparable quality of life for less money — the case for moving becomes hard to ignore. The data supports what many Illinois families already feel: the state's combination of high taxes, moderate job growth, and rising cost of living is pushing residents toward states that offer a better return on their earnings.
But moving is never just about money. Illinois offers things that are genuinely difficult to replicate — Chicago's cultural depth, the state's excellent university system, established professional networks, and proximity to family. The best moves happen when people weigh both sides honestly and make the decision based on their specific circumstances rather than headlines.
If you're seriously considering a move from Illinois, the most important step is getting accurate cost estimates for your specific route and home size. Moving costs vary significantly based on distance, timing, and the amount you're shipping. Comparing quotes from multiple screened movers gives you a real number to work with — not a guess. From there, you can make an informed decision about whether the long-term savings justify the short-term cost and disruption of relocating.
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