Median Household Income
$112,032
National average: $83,894
34% above national average
Whether you're leaving North Jersey to escape high taxes, relocating from the Shore for a more affordable lifestyle, or heading out of state for retirement — planning a long-distance move from New Jersey starts with understanding costs, timing, and which movers serve your route. Below you'll find real data on what New Jersey residents pay, where they're moving, and how to compare screened movers for free.
10,841,646
Population
$112,032
Median Income
$474,430
Median Home
Compare screened movers for your route. Free, no obligation.
10,841,646
Population
$112,032
Median Income
$474,430
Median Home Value
30.5 minutes
Commute Time
43.3%
College Educated
9.7%
Poverty Rate
Overview
New Jersey has one of the highest outmigration rates in the country, and the reasons are well-documented: property taxes that are the highest in the nation, a state income tax that tops out at 10.75 percent, a cost of living that ranks among the most expensive states, and a general sense among many long-time residents that the financial burden has become unsustainable. New Jersey consistently loses more domestic migrants than it gains, and the trend has accelerated in recent years as remote work has untethered high earners from the state's proximity to New York City and Philadelphia.
The state's economy is powerful and diverse — pharmaceuticals, finance, logistics, healthcare, education, and technology all have deep roots in New Jersey. Major employers include Johnson & Johnson, Merck, Prudential Financial, and numerous Wall Street back-office operations. The state's location between New York and Philadelphia gives residents access to two of the country's largest job markets. But that geographic advantage comes with a price: the cost of housing, commuting (NJ Transit, Turnpike tolls, PATH trains), and taxes has created a squeeze that pushes middle-class families toward the exits.
North Jersey — Newark, Jersey City, Paterson, and the Bergen County suburbs — is deeply tied to New York City's economy. Many residents commute to Manhattan and pay New Jersey's high taxes on top of New York City's demands. Central Jersey — Edison, Woodbridge, Toms River, Hamilton — offers a more suburban lifestyle but still carries heavy property tax burdens, often exceeding $10,000 annually for a modest home. South Jersey — Cherry Hill, Camden, Vineland — orbits Philadelphia and offers somewhat lower costs, but property taxes remain steep by national standards.
The most common outmigration involves retirees heading to Florida to escape both the weather and the tax burden, families relocating to Pennsylvania for dramatically lower property taxes just across the border, professionals moving to the Carolinas for a combination of lower costs and growing job markets, and young adults who grew up in New Jersey and cannot afford to buy homes in the communities where they were raised.
Cost of Living
Key financial metrics for New Jersey residents versus the national average.
Median Household Income
$112,032
National average: $83,894
34% above national average
Median Home Value
$474,430
National average: $447,430
6% above national average
Rent Burden
33.6%
National average: 33%
2% above national average
Median Age
40.7
National average: 37.6
8% above national average
Commute Time
30.5 minutes
National average: 26.4 minutes
16% above national average
College Educated
43.3%
National average: 38.3%
13% above national average
New Jersey's cost of living is among the highest in the nation, driven by housing costs and property taxes that are unmatched anywhere in the country. The median home value statewide is approximately $474,000, but that figure obscures enormous variation: Bergen County and the communities near New York City regularly exceed $600,000, while southern New Jersey communities like Vineland and parts of Camden County sit well below the state median. Property taxes are the defining financial feature of New Jersey — the average annual property tax bill exceeds $9,000, and many suburban homeowners pay $12,000–$18,000 per year. Combined with a top income tax rate of 10.75 percent and a 6.625 percent sales tax, the total tax burden is one of the highest in America. When New Jersey residents compare costs to destination states like Florida, Pennsylvania, or the Carolinas, the savings can be dramatic — often $10,000–$25,000 per year in reduced taxes alone.
Largest Cities
Key stats for the largest metro areas in New Jersey. These are the cities most movers service on routes out of the state.
| City | Population | Median Income | Home Value |
|---|---|---|---|
| Trenton | 375,343 | $52,537 | $154,323 |
| Newark | 310,178 | $52,060 | $371,615 |
| Jersey City | 294,078 | $97,710 | $569,953 |
| Paterson | 158,735 | $55,997 | $360,294 |
| Lakewood | 139,019 | $65,101 | $492,118 |
| Elizabeth | 137,302 | $66,555 | $451,475 |
| Edison | 108,164 | $125,145 | $504,626 |
| Woodbridge | 104,355 | $108,928 | $431,268 |
| Toms River | 98,143 | $99,547 | $416,067 |
| Hamilton | 92,506 | $100,771 | $336,020 |
| Clifton | 89,379 | $98,237 | $463,016 |
| Vineland | 84,416 | $67,860 | $237,865 |
| Cherry Hill | 76,725 | $121,502 | $385,545 |
| Brick | 75,482 | $106,130 | $410,570 |
| Bayonne | 71,553 | $83,887 | $456,213 |
City Profiles
What movers and residents should know about the largest metro areas in New Jersey.
Newark is New Jersey's largest city and a major transportation hub, home to Newark Liberty International Airport and a critical node in the Northeast's rail and highway network. The city's economy includes healthcare (University Hospital, Newark Beth Israel), education (Rutgers-Newark, NJIT), logistics, and a growing technology and startup scene in the downtown area. Newark has undergone significant revitalization in recent years, but it remains one of New Jersey's more affordable urban areas. Residents who leave Newark often head to the Carolinas or Florida for lower costs, or to Pennsylvania for dramatically lower property taxes. Moving from Newark is logistically efficient — the city's position at the intersection of the New Jersey Turnpike, Interstate 78, and Interstate 280 provides direct access to every major route.
Jersey City has transformed from a gritty industrial city into one of the most desirable urban areas in the New York metro, with waterfront towers offering Manhattan views at a fraction of Manhattan prices — though still extremely expensive by national standards. The city's economy includes finance (Goldman Sachs has a major campus), technology, and professional services. Jersey City's PATH train connection to Manhattan makes it a commuter favorite. Residents who leave typically cite the overall cost burden — New Jersey income tax plus New York City-level housing prices — or a decision to leave the New York metro entirely. Common destinations include the Carolinas, Florida, and Texas, where the combined savings on taxes and housing can exceed $30,000 annually.
Paterson is New Jersey's third-largest city, located in Passaic County about 20 miles west of Manhattan. The city has a rich industrial history and today serves as an affordable urban option in North Jersey, with a median household income well below the state average and home values that are lower than surrounding communities. Paterson's economy includes manufacturing, healthcare, and retail. Residents who leave Paterson often move to Pennsylvania's Lehigh Valley or Poconos for dramatically lower housing costs while maintaining access to the New York metro job market via Interstate 80. The city's position on Interstate 80 provides direct westbound access to Pennsylvania.
Edison is one of central New Jersey's largest townships, known for its highly regarded school system, diverse population, and strong household incomes. The township's economy benefits from pharmaceutical and technology companies, and its residents include many commuters to New York City via NJ Transit's Northeast Corridor line. Edison's median household income exceeds $125,000, reflecting the affluent professional families that call it home. But property taxes on a typical Edison home often exceed $12,000 annually, and the combined state income tax burden pushes many families to explore options in states with lower costs. Moving from Edison follows the New Jersey Turnpike or Interstate 287 to connect to major routes in any direction.
Toms River is the population center of Ocean County on the Jersey Shore, attracting families and retirees with its beach proximity, relatively lower housing costs compared to North Jersey, and strong community feel. The township's economy includes healthcare (Community Medical Center), retail, and tourism. Toms River has been a popular destination for North Jersey residents downsizing or seeking relief from Bergen and Essex County property taxes, but Ocean County taxes have risen as well. Retirees who leave Toms River frequently head to Florida, where the combination of no income tax, lower property taxes, and year-round warm weather offers a compelling alternative to the Shore's seasonal lifestyle.
Planning Your Move
Moving out of New Jersey typically costs $1,500–$6,500 for a 2-bedroom household, depending on distance. Moves to neighboring Pennsylvania run $800–$2,500, while moves to Florida or the Carolinas range from $2,500–$5,500. Cross-country moves to the West Coast run $4,500–$8,500. New Jersey's dense population and high moving volume keep carrier availability excellent and pricing competitive. Getting 3–5 quotes is the best way to find your actual number.
New Jersey summers are hot and humid, and winter brings snow and ice that can delay moves. The state's peak moving season runs June through September, with the highest prices and tightest availability in late June and early July when leases turn over and families move before school starts. Spring (April–May) and fall (September–November) offer the best combination of moderate weather and reasonable pricing. If flexibility allows, mid-month weekday moves are significantly cheaper than weekend and end-of-month dates.
New Jersey's tax burden is among the highest in the nation: income tax up to 10.75 percent, property taxes averaging over $9,000 annually, and a 6.625 percent sales tax. Moving to Florida or Texas eliminates the income tax entirely. Pennsylvania's property taxes are roughly half of New Jersey's, and its flat income tax of 3.07 percent is dramatically lower. North Carolina's income tax is around 4.5 percent with much lower property taxes. For a household earning $150,000, the tax savings from leaving New Jersey can exceed $15,000 per year depending on the destination.
Many New Jersey communities — particularly in North Jersey — have narrow streets, limited parking, and apartment buildings that require elevator access. Confirm building move-out procedures, elevator reservations, and parking permits well in advance. Jersey City, Hoboken, and Newark often require permits from the city for moving trucks. If you are in a high-rise, your building may restrict moving to specific hours and days. Factor these logistics into your timeline.
Long-distance movers charge by weight and volume. New Jersey homes, particularly in the suburbs, often have basements, attics, and garages filled with years of accumulated items. Start decluttering six weeks before your move. North Jersey and central New Jersey have active resale markets on Facebook Marketplace and local consignment shops. Reducing your shipment by 1,000 pounds saves $300–$500 on a long-distance move.
Before leaving New Jersey, schedule disconnects with PSE&G, JCP&L, or your local utility provider. File a change of address with USPS at least two weeks before moving. Update your address with the New Jersey Motor Vehicle Commission, your bank, insurance providers, and subscription services. If you have E-ZPass, update your account or transfer it to your new state's tolling system.
Timeline
8 Weeks Before
Start collecting quotes from licensed interstate movers. New Jersey's high moving volume means excellent carrier availability. Verify USDOT numbers and check FMCSA complaint history. Ask about experience with your specific building or community type.
6 Weeks Before
Go room by room — including the basement, attic, and garage — and decide what to keep, sell, donate, or discard. Create a detailed inventory for your mover and insurance purposes.
4 Weeks Before
Lock in your preferred moving company and sign the contract. If you are in an apartment building or condo, confirm move-out procedures, elevator reservations, and any required parking permits for the moving truck.
3 Weeks Before
Begin with seasonal items, books, decor, and anything you will not need before moving day. Label every box with contents and destination room.
2 Weeks Before
Schedule disconnects with PSE&G, JCP&L, or your local provider. File a USPS change of address. Notify the New Jersey MVC, your bank, employer, and insurance providers. Update your E-ZPass account.
1 Week Before
Reconfirm the pickup window, review your inventory, and clarify access instructions including building rules and parking. Pack an essentials box with documents, medications, chargers, and a change of clothes.
Moving Day
Be present when movers load. Note conditions on the inventory sheet. Take photos of valuable items. Confirm delivery details and timeline. If in a high-rise, stay available to manage elevator access and building coordination.
First Week After
Register your vehicle and update your driver's license in your new state within the required timeframe. Transfer car insurance. Enjoy the first month without a New Jersey property tax bill.
Demographics
New Jersey's demographic profile reflects one of the wealthiest and most densely populated states in the country. The state's 10.8 million residents live in an area smaller than most Western counties, creating a density that shapes everything from housing costs to commute times. Median household income is approximately $112,000 — among the highest in the nation — driven by proximity to the New York City and Philadelphia job markets and a concentration of pharmaceutical, finance, and technology companies. The median age of 41 is slightly above the national average, with a mix of young professionals in the urban areas and aging suburban communities in the central and southern parts of the state. Education levels are high, with about 43 percent of adults holding a bachelor's degree or higher. New Jersey is one of the most diverse states in the country, with significant populations of every major ethnic and racial group. Average commute times exceed 30 minutes — among the longest in the nation — reflecting the state's role as a bedroom community for New York and Philadelphia. These patterns drive outmigration: high costs pushing families out, retirees seeking tax relief, and young adults unable to afford housing in the communities where they grew up.
State Comparisons
Side-by-side data for the states most New Jersey residents move to.
| Metric | New Jersey | Pennsylvania |
|---|---|---|
| Median Income | $112,032 | $76,617 |
| Median Home Value | $474,430 | $257,576 |
| Median Age | 40.7 | 38.8 |
| Commute Time | 30.5 minutes | 26.7 minutes |
| College Educated | 43.3% | 35.3% |
| Poverty Rate | 9.7% | 15.3% |
Pennsylvania is the most common destination for New Jersey residents, and the reasons are almost entirely financial. Property taxes in Pennsylvania are roughly half of New Jersey's, and the state's flat income tax of 3.07 percent is dramatically lower than New Jersey's top rate of 10.75 percent. The Lehigh Valley (Allentown, Bethlehem, Easton), the Poconos, and Bucks County attract North Jersey families who can still commute to New York or New Jersey for work. Philadelphia's suburbs draw South Jersey residents seeking lower costs while maintaining access to the same job market. The move can be as short as crossing a bridge, making it one of the most cost-effective relocations in the country — the moving costs are minimal, but the annual savings on taxes can exceed $10,000.
| Metric | New Jersey | Florida |
|---|---|---|
| Median Income | $112,032 | $73,239 |
| Median Home Value | $474,430 | $406,275 |
| Median Age | 40.7 | 41 |
| Commute Time | 30.5 minutes | 27.2 minutes |
| College Educated | 43.3% | 36.1% |
| Poverty Rate | 9.7% | 14.7% |
Florida is the dream destination for New Jersey residents of a certain age — no income tax, warm weather, and a large existing community of New Jersey transplants that makes the cultural transition easy. The financial case is compelling: eliminating New Jersey's income tax saves a household earning $200,000 roughly $12,000–$15,000 per year. Florida's property taxes are a fraction of New Jersey's. Housing costs vary widely — waterfront communities and South Florida can be expensive, but the Gulf Coast, Central Florida, and Northeast Florida offer homes at half the price of a New Jersey suburb. The distance from Newark to Jacksonville is about 900 miles, making it a manageable two-day drive or a short flight. The cultural adjustment is minimal — Florida's east coast, in particular, already feels like an extension of the Northeast.
| Metric | New Jersey | New York |
|---|---|---|
| Median Income | $112,032 | $90,133 |
| Median Home Value | $474,430 | $600,335 |
| Median Age | 40.7 | 39.2 |
| Commute Time | 30.5 minutes | 34 minutes |
| College Educated | 43.3% | 40.7% |
| Poverty Rate | 9.7% | 15.2% |
The New Jersey-to-New York move is typically about proximity to work rather than financial savings — New York's tax burden is comparable to New Jersey's, and New York City adds its own income tax on top. But for residents who commute to Manhattan, moving to a borough or Westchester County can dramatically reduce commute times and transit costs. The Hudson Valley and upstate New York offer lower costs than both New York City and much of New Jersey. This move makes the most sense for households whose career and social lives are firmly anchored in New York, where eliminating the commute across the Hudson creates a meaningful quality-of-life improvement even if the taxes remain comparable.
| Metric | New Jersey | North Carolina |
|---|---|---|
| Median Income | $112,032 | $76,772 |
| Median Home Value | $474,430 | $338,786 |
| Median Age | 40.7 | 36.8 |
| Commute Time | 30.5 minutes | 23.3 minutes |
| College Educated | 43.3% | 42.5% |
| Poverty Rate | 9.7% | 13.7% |
North Carolina has become one of the most popular long-distance destinations for New Jersey residents, offering a compelling combination of lower costs, milder weather, and a growing economy. The Research Triangle (Raleigh-Durham-Chapel Hill) and Charlotte both have strong job markets in technology, healthcare, finance, and education. North Carolina's income tax is around 4.5 percent — less than half of New Jersey's top rate — and property taxes are dramatically lower. Housing in the Triangle and Charlotte costs roughly 40–60 percent of comparable New Jersey suburbs. The distance from Newark to Raleigh is about 500 miles, making it a manageable one-day drive. The growing community of Northeast transplants means familiar delis, pizza shops, and a cultural bridge that eases the transition.
| Metric | New Jersey | South Carolina |
|---|---|---|
| Median Income | $112,032 | $70,478 |
| Median Home Value | $474,430 | $338,062 |
| Median Age | 40.7 | 37.5 |
| Commute Time | 30.5 minutes | 22.3 minutes |
| College Educated | 43.3% | 40.4% |
| Poverty Rate | 9.7% | 16.2% |
South Carolina draws New Jersey residents with some of the lowest costs in the Eastern Seaboard, combined with warm weather and a relaxed lifestyle. Charleston has become a top destination city nationally, though its prices have risen to reflect that status. Myrtle Beach and Hilton Head attract retirees. The Greenville-Spartanburg area offers a growing economy with excellent quality of life at moderate costs. South Carolina's income tax tops out at 6.4 percent — high for the South but still well below New Jersey — and property taxes are among the lowest in the country. The combination of lower taxes, cheaper housing, and warmer weather can save a New Jersey family $20,000–$30,000 annually in total cost of living.
Common Routes
The most popular destinations for residents leaving New Jersey, based on migration patterns.
Pennsylvania
Popular cities: Philadelphia, Pittsburgh, Allentown, Harrisburg
Florida
Popular cities: Miami, Tampa, Orlando, Jacksonville
New York
Popular cities: New York, Brooklyn, Queens, Manhattan
North Carolina
Popular cities: Charlotte, Raleigh, Winston-Salem, Durham
South Carolina
Popular cities: Charleston, Columbia, Greenville, Myrtle Beach
FAQ
Moves to Pennsylvania run $800–$2,500 for a 2-bedroom household. Moves to Florida or the Carolinas range from $2,500–$5,500. Cross-country moves run $4,500–$8,500. New Jersey's high moving volume keeps pricing competitive. Get 3–5 quotes for your specific route.
The most common destinations are Pennsylvania, Florida, New York, North Carolina, and South Carolina. Pennsylvania draws border-crossers seeking lower taxes. Florida attracts retirees. The Carolinas offer lower costs with growing job markets.
Late fall and winter (November through February) offer the lowest rates. Avoid late June and early July when lease turnovers create peak demand. Mid-month weekday moves are significantly cheaper than weekend and end-of-month dates year-round.
It depends on your income and destination. A household earning $150,000 moving to Florida saves roughly $8,000–$12,000 in income tax alone. Property tax savings can add another $5,000–$10,000 annually. Moving to Pennsylvania saves less on income tax but significantly on property taxes. Run the full comparison for your situation.
Compare at least 3 quotes from licensed interstate movers. Verify USDOT numbers, check FMCSA records, and ask about experience with your building type. New Jersey has excellent carrier availability. MoveFinch screens movers for New Jersey routes.
In many North Jersey cities — including Jersey City, Hoboken, and Newark — yes. Contact your municipal parking authority or building management at least two weeks before your move. Some buildings also require elevator reservations and restrict moving to specific days and hours.
Moves to Pennsylvania take 1 day. Moves to the Carolinas take 2–4 days. Moves to Florida take 3–5 days. Cross-country moves take 7–14 days. Get delivery windows in writing.
Yes. Most states require a new license within 30 to 60 days of establishing residency. Bring your New Jersey license, proof of new address, identity documents, and Social Security card.
For short moves to Pennsylvania, a rental truck can save money, especially if you are moving a smaller household. For moves to Florida, the Carolinas, or beyond, professional movers are usually worth the cost. Compare both options for your situation.
Look for a binding estimate, detailed inventory, pickup and delivery windows, total price with no hidden fees, and liability coverage. Confirm weight or volume basis and delivery timeline. If your building requires specific procedures, ensure the mover acknowledges them in the contract.
For many New Jersey residents, the decision to leave is not really a decision at all — it is a mathematical inevitability. When property taxes consume $12,000–$18,000 per year, income taxes take another 8–10 percent, and a modest suburban home costs $500,000, the financial pressure becomes difficult to justify unless your career is firmly anchored in the New York or Philadelphia metro. Remote work has removed that anchor for millions of Americans, and New Jersey residents have been among the most aggressive in exercising their new freedom to work from anywhere.
But New Jersey is not just a tax bill. The state offers some of the best public schools in the country, exceptional cultural diversity, world-class dining, easy access to both New York City and Philadelphia, and a density of career opportunity that few states can match. The Shore, the Pine Barrens, and the Delaware Water Gap provide natural beauty that surprises visitors who think of New Jersey only as a highway corridor. Leaving means giving up access to all of that — and many residents who leave eventually miss what they had.
If you are considering a move from New Jersey, start with accurate cost estimates for your route. New Jersey's high moving volume and dense carrier network keep pricing competitive for virtually every destination. Comparing quotes from multiple screened movers gives you a real number to budget around. From there, you can decide whether the tax savings and lifestyle changes justify leaving a state that, for all its costs, remains one of the most opportunity-rich places in America.
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